• How to BOOST your small business PROFITS

  • How to get ahead on ANNUAL expenses

  • The #1 tool I use to help clients AVOID Cash Crunches

Hey! I'm Olivia aka Agent O!

I grew up in a household where dinner conversations were all about entrepreneurship – clients, employees, and profits. But life had a different plan for me. It was the day my dad lost his corporate job that I received a powerful message – my future was not in the hands of others but in the hands of God.

In my mid-20s, I was living my dream in Manhattan, a high-paying job at a "dot com" company. But dreams can be fleeting, and when the "dot com" bubble burst in 2000, mine shattered. Once again, God whispered – my destiny was rooted in faith, not in the whims of others.

I embarked on various entrepreneurial journeys with my husband. Finally, I was an entrepreneur and in control of my future! (Do you remember how exciting it was to finally start your own business?)

But these exciting times were marred by crippling debt. We made our fair share of mistakes, from opening credit cards for trivial perks to justifying any expense as a "business expense."

When our church introduced us to Dave Ramsey's Financial Peace University. We were staring at a million dollars in debt, and the emotions were overwhelming – shame, anger, and a sense of missed opportunities.

I had a business degree. I felt like I knew “the business of business”!


That's when I made a solemn vow – to learn from my financial missteps and become a guiding light for fellow entrepreneurs. The message was clear – discover a path to financial freedom and share it with unwavering faith.

Over the past 13 years, I've fought tooth and nail to overcome debt. It's been a difficult journey, but I'm on the path to financial freedom, and the finish line is in sight! While I am not 100% debt-free, I am so close and friend, so are you!

I strongly believe God has guided my steps, creating opportunities and placing mentors in my life who've made me wiser and more resilient.I bet you have felt this way too. I cannot wait for you to get started and for us to meet!

Today, I'd like to introduce you to one of those mentors. Someone who deeply resonated with me. She's authentic, down-to-earth, and speaks the unvarnished truth, which aligns perfectly with my values.

Through her program, I've found the clarity and confidence to attain not just financial freedom but also the time freedom I've always yearned for.

Take a moment to listen to her story – it's worth it!

© 2023 - Olivia Scholz & Associates LLC